Rates as of 4/23/2009.

Vehicle Loans Approximate Term Payment Description APR APR Type
New Vehicles (2003 & Newer, with less than 100,000 miles)  84 Months

Based on your Credit Worthiness

 4.99% Fixed
Older Used Vehicles (1991 - 2002, mileage 100,000 - 150,000) 42 Months

Based on your Credit Worthiness

 7.89% Fixed
 "Green Vehicles", Hybrid or Electric
  Must meet IRS criteria

 84 Months

Based on your Credit Worthiness

    4.49%

 Fixed

New RV'S & Boats (90% Financing) 144 Months

Based on your Credit Worthiness

 7.39% Fixed
Used RV'S & Boats (NADA Values) 84 Months

Based on your Credit Worthiness

 8.39% Fixed
Older Used RV'S & Boats
(NADA Values)		 84 Months

Based on your Credit Worthiness

 13.40% Fixed
New Motorcycles (90% Financing) 60 Months

Based on your Credit Worthiness

 8.89% Fixed
Consumer & Credit Card Loans

Approximate Term

 Payment Description APR APR Type
Share Secured 48 Months

Based on your Credit Worthiness

 5.00% Variable
Certificate Secured 48 Months

Based on your Credit Worthiness

 5.00% Variable
Signature Unsecured 48 Months

Based on your Credit Worthiness

 8.89% Fixed
Line of Credit (LOC)

Based on your Credit Worthiness

 8.89% Fixed
VISA Credit Card No Annual Fee Same rate Purchases/Cash Advances 8.90% Fixed

Summer Loan Promotion

18 Months

 Rate for Qualifying Applicants

 6.49%

 Fixed

Home Equity Loans Approximate Term Payment Description APR APR Type
Home Equity 15 Year Draw
15 Year Payback		 Some Restrictions May Apply. Credit Worthiness 4.00% Variable
2ND Mortgage 7/10/15 Years Some Restrictions May Apply. Credit Worthiness 5.50% Fixed

Members should call the credit union to verify rates.

Other loans and rates are available, contact the Credit Union for more information.